Will I be considered if I’m in an IVA or Trust Deed?
Yes we can, we will be required to show authority from your IVA company to allow you to take finance out, this is usually a formality.
Can I apply if I’m in the Armed Forces?
Yes you can. We pride ourselves on helping all of our brave heroes.
I’m self-employed can I get car finance?
Yes, we can usually help in any instant as long as you can demonstrate proof of your income.
Do you do a credit check when I apply?
Most of our underwriters now have a soft search facility which will not harm your credit report. However, there may be occasions that a full search is carried out, we will not carry out any unnecessary searches in order to have a minimal affect on your credit report.
What’s the minimum I can borrow?
Usually the minimum lend is £2,000.
Do you charge any fees?
No, there are no upfront fees or application charges to be paid.
Can I use my part exchange as a deposit?
Yes you can, the selling dealer can offer you a price on this however, we can also tell you the recommended trade in price for your car on order to make sure you get the best price for your car possible.
What should I do when I have found the car I want?
Simply call or email the Registration number, sales price and mileage to us and we can check the recommended sales price for the car and HPI check the vehicle for you, if you are happy we can email you the documents and arrange the payout for you.
Will I own the car at the end?
Yes once all of your repayments have been made you will be the legal owner of the vehicle.
I have been rejected already by another finance company, should I still apply?
Yes, we approve the majority of cases sent to us, as long as you are able to provide proof that you can afford the repayments.
All finance is subject to income and status. Licensed Credit Broker. Written Quotation on request. Skyemotion are able to introduce you to a limited number of lenders which we base on your credit rating. We may receive a commission for these introductions. However we do not charge any up-front fees or hidden charges.
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Office 25 The Old School, 188 Liscard Road, Liscard, Wirral, CH44 5TN